Don't know about Long Term Care Insurance? How about a local professional to guide you to the best plan at an affordable price?

As an independent agent, I offer the top rated companies at an affordable price. Simply put, I will save you money and make Long Term Care Insurance as easy as possible!

What is Long Term Care? Long Term Care involves receiving the assistance of another person(s) to perform the essential activities of daily living (ADL) when these tasks can no longer be performed independently. The ADLs include eating, bathing, dressing, transferring and toileting. Cognitive impairments such as Alzheimer Disease, Dementia, Parkinson's Disease, etc. will also require long term care. Long Term Care Insurance is an excellent way to protect your home and assets in the event of life changing circumstances, such as, disability, illness, injury or the onset of old age.

Medicare will only pay up to 100 days in a nursing home for any related illnesses or injuries, following a mandatory 3 day hospital stay. Beyond 100 days, Medicare pays nothing.

Medicaid will pay for long term care only after, you spend down your assets.
With Medicaid, you have no choices or freedom with respect to your care.

Due to the skyrocketing long term care costs, it is essential to have long term care insurance as an integral part of your long term care planning.

Use my online quote request for personalized rates on Long Term Care insurance. Or, if you prefer to discuss a quote by phone, or other assistance, please give me a call at (585) 482-7791.

Since everyone must health qualify, a brief conversation is important for best results.

Top Rated Companies! Best in client service!

Genworth Financial, John Hancock, MedAmerica, MetLife and Prudential.

I am your buying service to get the best company for you at an affordable price. Please complete the quote request or call me today for a free, no obligation quote.