As a local Elk Grove-based agency representing only A+ rated insurance companies, we are dedicated to offering a level of service that will result in lasting relationships with our clients. Our focus is on helping you find the best possible protection for you or your family at the lowest possible cost.

For most homeowners, your mortgage is the single largest source of personal debt. Mortgage protection insurance is a specialized life insurance policy designed to pay off that debt in the event of your death.

Imagine the worst case scenario. A fatal accident today would force your loved ones to immediately experience financial hardship. On top of your final expenses, the mortgage is due, but your family has no way to pay it without your income. They haven't even had enough time to grieve and now they have to deal with the impending tragedy of foreclosure.

Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordable way of ensuring that your home is paid for no matter what the circumstances. Cancer, stroke, heart attack, injury, death... your family will never be in jeopardy of losing its home as long as you put a custom mortgage protection insurance plan in place.

You might think you're covered if you are paying a Private Mortgage Insurance premium to your lender, but you're not. If you default on your loan, standard PMI does NOT relinquish the equity in your home to you, nor does it release you or your family from the mortgage obligation. The lender can still foreclose on your property. Standard PMI is protection for the lender, not for the borrower, but the borrower pays for it! We can show you how to meet the requirements to remove standard PMI and allocate those funds to a Mortgage Protection plan that protects YOU!

National Agents Alliance -- Americans For the Family

If you're a homeowner, you can obtain a free mortgage protection insurance quote by calling our office or filling out the form to your right. Our team of specialists will work with you to develop a plan that fits your budget and coverage needs.

In addition to Mortgage Protection plans, we also offer level term and whole life insurance, fixed and indexed annuities, and Long Term Care plans to help round out your family's financial planning. Call or e-mail us for details. We look forward to serving you!